Building Wealth the Smart Way

Learn the timeless principles of money management, compound interest, and patient investing that have built fortunes over generations.

"Someone's sitting in the shade today because someone planted a tree a long time ago."

— Warren Buffett

Core Principles of Wealth Building

Wealth is built over decades, not days. The stock market transfers money from the impatient to the patient.

"The stock market is a device for transferring money from the impatient to the patient."

— Warren Buffett

Small amounts growing over long periods create enormous wealth. Start early, be consistent, and let time do the heavy lifting.

"Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn't, pays it."

— Albert Einstein

The gap between what you earn and what you spend is your wealth-building power. Widen this gap.

"Do not save what is left after spending, but spend what is left after saving."

— Warren Buffett

Stay within your circle of competence. It's better to know a lot about a few things than a little about everything.

"Risk comes from not knowing what you're doing."

— Warren Buffett

A simple way to estimate how long it takes for your money to double. Divide 72 by your annual interest rate.

10 years

at 7.2% return

7.2 years

at 10% return

6 years

at 12% return

"The big money is not in the buying and selling, but in the waiting."

"Spend each day trying to be a little wiser than you were when you woke up."

"The first rule of compounding: Never interrupt it unnecessarily."

"It's waiting that helps you as an investor, and a lot of people just can't stand to wait."